Share:

While most drivers know that having car insurance is a must, choosing the right policy can be a bit tricky, particularly when you own your vehicle outright. Fortunately, there are steps you can take before purchasing a specific policy to make certain it suits your needs and gives you the protection you want.

Ask for Referrals

The first step is to speak with friends and family about their recommendations. You’d be surprised by the information you can glean from your loved ones, especially when it comes to what an insurance company does well and which areas they’re lacking in. From here, take a few of the agency names and plug them into online review sites to get a more detailed perspective.

Consider Supplemental Coverage

car insuranceMost states require motorists to have minimum car insurance coverage. However, many drivers want additional protections to prevent them from incurring out-of-pocket costs when filing a claim. Comprehensive coverage protects your vehicles against damage incurred by non-collisions, including weather damage, theft, and vandalism. You may also consider uninsured/underinsured coverage, which is beneficial when involved in an accident with a driver who lacks sufficient coverage. This range is often called “full coverage” and is required by many banks and lenders until the car is paid off. A final possibility to consider is increasing your liability protection in the event you’re subject to a lawsuit.

Get Price Quotes

If you’re concerned about cost, contact a few different agencies to get car insurance quotes. When obtaining quotes, make sure you choose similar policies to ensure you’re getting a fair comparison. You can also ask if the agency offers discounts for things like bundling policies, a good driving record, or attendance of a safe-driving course. That way you can access the insurance product you need at a price you can live with.

 

With more than two decades of industry experience, Farm Bureau of Mebane-Caudill Agency can help clients find the best car insurance for their needs. They’ll help you design coverage for your family no matter how many drivers you need to insure and show you why they won the 2018 readers Choice Award for Best Insurance Company in Mebane by the Mebane Enterprise. They also strive to make rates affordable, which is a must for people on a budget. Visit them online to get a quote today. If you want to discuss your needs with an insurance agent in Mebane, NC, feel free to call (919) 563-3276. 

tracking