The road is an unpredictable place, and, unfortunately, accidents can occur at almost any time. However, some areas and times are more dangerous than others, accounting for a disproportionate number of fatal and nonfatal accidents. Knowing when car crashes are most likely to occur can help you avoid injuries and the stress of filing an auto insurance claim.

When Most Accidents Occur

The more cars there are on the road, the higher your chances are of getting into a crash. Whether you live in the big city or commute from the suburbs, you’re most likely to be in an accident during the afternoon rush hour, typically between 3 and 6 pm.

Holidays are also dangerous, especially the period around Christmas and New Year, which often sees a spike of intoxicated drivers, car accidents, and auto insurance claims. Additionally, Daylight Saving Time also can increase the risk of a crash, since people drive drowsier than normal.

Where You’re Most Likely to Crash

Intersections might seem like the most likely place for accidents, when in fact most serious wrecks occur on straight sections of rural roads. Nonfatal accidents, on the other hand, are more likely to happen within 25 miles of the home, most often in parking lots or quiet residential streets, especially if there are animals around. Therefore, always practice defensive driving and avoid unnecessary distractions. 

Driving is always dangerous, but having a sound auto insurance policy can provide the peace of mind and protection you need. The agents at Michael E Glick Insurance in Boerne, TX, offer customized policies and personalized service, with a free insurance review to ensure you’re fully covered. Visit their website for more on their auto insurance products, call (830) 816-9488 to request a quote, or follow the agency on Twitter for regular tips and updates.