Enterprise, Alabama
730 Glover Avenue
Enterprise, AL 36330
(334) 347-9133

4 Ways to Save Money on Auto Insurance for Your Teen Driver March 8, 2019

Enterprise, Coffee
4 Ways to Save Money on Auto Insurance for Your Teen Driver, Enterprise, Alabama

Because of their youth and inexperience, teen drivers are particularly expensive to insure. But if you follow the suggestions below, you may be able to design an affordable auto insurance policy for your new driver, all while instilling them with values and work ethic. Below are some of the most effective, cost-saving tips.

How to Save on Teen Driver Auto Insurance

1. Choose an Older, Less Expensive Car

Although new drivers tend to pay a premium, the most important factor insurers look at when setting prices is the cost to repair or replace the vehicle. Instead of assigning your teen driver to the family's brand-new luxury automobile, consider purchasing a solid, safe car that still has some life in it. The reduced cost of insurance may completely offset the price of the vehicle.

2. Complete a Safe Driver Course

Alabama, like most states, offers a variety of defensive driving courses that enable drivers to remove points from their license or reduce their auto insurance rates. Enroll your teen in one of these and, depending on the insurer, a completion certificate could save you hundreds of dollars a year in premiums.

3. Get Good Grades

auto insuranceEncourage your teen to buckle down and do well in school. Insurers have found a correlation between good grades and responsible driving habits. Many of them offer a good student discount to teens who can demonstrate they've earned a B average or made the dean's list or honor roll. Ask your insurance agent if your child qualifies for a discount.

4. Bundle Policies

Insurance companies also offer "bundle" discounts to policyholders who buy more than one policy from them. It pays to bundle your teen's policy with your own. You often pay less for the pair than you would if you purchased them separately.

 

To discuss your teen's auto insurance options with a friendly, experienced insurance agent, contact Enterprise Insurance Services in Enterprise, AL, or their sister location in Daleville, AL. They represent a variety of well-known national brands, including Allstate®, ASI®, Foremost Insurance Group®, Progressive®, Safeco®, and Travelers®. In addition to auto insurance, they also specialize in business, life, farm, and homeowners insurance. Visit their website to view location details and office hours or call (334) 347-9133 to request a quote.

Other Announcements, Events and Deals from Enterprise Insurance Services, LLC
3 Safety Tips for Driving in the Rain, Enterprise, Alabama
Rainstorms create less than ideal driving situations. Consequently, wet roads are a common cause of accidents and auto insurance claims. Adopting a defensive driving mindset and...read more
Your Guide to Understanding What Farm Insurance Covers, Enterprise, Alabama
Similar to homeowners' insurance, farm insurance covers your home, personal effects, and property. A farm insurance company typically provides a hybrid of homeowners and busines...read more
Homeowners Insurance FAQ, Enterprise, Alabama
Because your home is your most precious investment, you want to ensure that it’s well protected against all sorts of perils. This is just what homeowners insurance can do for yo...read more
Do’s & Don’ts of Choosing Home Insurance, Enterprise, Alabama
When you become a homeowner, there are certain precautions you need to take to properly protect your biggest financial investment. Obtaining home insurance is an essential part of th...read more