A marriage proposal is a monumental moment in any couple's relationship. But before you can pop the question, you need to purchase an engagement ring, which should be just as unique as your significant other. To ensure you select the right one, consider these four factors before heading down to the pawn shop to make your purchase.

4 Factors to Consider When Buying an Engagement Ring

1. Budget

Budget plays a major factor in engagement ring selection, so determine how much you can afford before browsing. Fortunately, the rates at a pawn shop are significantly lower than most jewelry stores, so you have the opportunity to stretch your dollar. Even if you don't have the cash on hand today, you can purchase jewelry from the pawnbroker by putting a valuable item up for collateral. Alternatively, you can use a jewelry exchange program to partially or fully cover the cost of the ring.

2. Stone

Diamonds are the most common for rings and bands, but colored and engineered stones have surged in popularity over the past few years. Since your partner will be wearing the ring daily, stick with stones that rate highly on the Mohs scale for durability, such as moissanite and sapphire. Along with stone type, you also need to consider the cut, like princess, round, cushion, or emerald.

3. Metal

Gold is the most popular metal used in engagement ring fabrication because of its durability and aesthetic appeal. However, it's available in a variety of finishes, like yellow, white, and rose, which makes the selection process more challenging. A good rule of thumb is to observe the type of jewelry your partner favors and choose a metal type and finish that matches.

4. Style

From pave bands to three-stone rings, there are numerous styles on the market. As with metal choice, take inspiration from the jewelry designs your partner wears as well as noting when they point out a style they like while shopping or viewing someone else's ring. If you can't pin down their favorites, ask one of their family members or close friends for ideas. Once you've narrowed down style choices, make the search process more effective by taking example photos to the pawn shop with you.

Looking for the perfect engagement ring? Stop by A Happy Pawn in Honolulu, HI. Since 1988, the local pawn shop has proudly served the needs of buyers and sellers across Oahu. From gold and diamonds to discount watches, they offer a wide selection of quality jewelry at affordable rates. They've even earned an A+ rating from the Better Business Bureau®. Learn more about their services online, and inquire about their ring inventory by calling (808) 383-5253.