The Social Security Disability Insurance (SSDI) system provides critical financial support and health care services to workers incapacitated by accidental injuries and severe illnesses. However, the process of claiming these benefits can be extremely confusing, often requiring the expertise of a skilled attorney to navigate. Below are answers to some common questions applicants have about SSDI.

Answers to Frequently Asked Questions About Social Security Disability

Is everyone eligible for Social Security Disability benefits?

As an insurance program, SSDI benefits are reserved for those who have paid into the system with payroll tax deductions. To qualify, most workers will need to have earned 40 work credits, including 20 in the previous 10 years.

How are work credits earned?

Work credits are awarded based on the amount of income you earned, with a maximum of four per year. In 2019, workers earn one credit for each $1,360; so after $5,440 you have earned your four credits.

My doctor believes I’m permanently disabled. Do I automatically qualify for benefits?

Unlike private insurance programs, the Social Security Administration (SSA) requires applicants to submit a detailed application proving that you’re unable to work. To qualify, you’ll have to submit information from your doctor regarding your medical condition, including how your limitations make it impossible to work full-time.

What if my application is rejected?

Many Social Security Disability applications are initially denied for technical reasons unrelated to your medical condition. If your application was denied, your attorney can correct the issues and resubmit it, or file an appeal with the SSA.

If you’re unable to work due to a medical condition, the Social Security Disability attorneys at the Woodlawn Law Offices will guide you through the process and work to ensure you get the benefits you deserve. For over 25 years, they’ve provided in-depth legal insight and compassionate service to impaired workers throughout Missouri, building a reputation for honest, effective representation. Visit their website for a list of their legal services, follow their Facebook for more tips and legal insight, or call (636) 240-6667 to schedule your appointment today.