Because preventable accidents happen every day, personal injury claims are fairly common. That doesn't mean most people are familiar with the proceedings, however. In fact, there are a lot of misconceptions regarding claims involving motor-vehicle collisions, slip and falls, and other accident scenarios. Unfortunately, if you believe any of them, it could seriously hurt your chances of recovering the compensation you deserve.
3 Common Personal Injury Misconceptions
1. Hiring an Attorney Is Costly
While seeking legal counsel can be expensive in certain scenarios, most personal injury firms work on a contingency fee basis. That means their fees come out of the final payout. If the case is unsuccessful, they will not charge the client any fees whatsoever. In other words, you have nothing to lose by scheduling an initial consultation to discuss your case.
2. Health Insurance Will Cover Everything
Even if you have the most comprehensive coverage possible, sustaining serious injuries will result in more than just medical bills. If you have to miss work while recovering, for example, you will also miss one or more paychecks. If you are unable to maintain the household or even drive, you may have to arrange for child care, pet care, domestic help, and alternative transportation.
3. Filing a Claim Will Threaten the Liable Party's Financial Security
If a friend’s dog bites you or you slip and fall at your favorite little bakery, you may not want to file a claim for fear that the liable party will have to pay out of pocket. In reality, though, most personal injury claimants go up against the defendant’s insurer. That means your friend’s homeowner’s policy provider or the bakery’s liability insurer would be the one covering the damages.
If you want to file a personal injury claim in Wisconsin, turn to the compassionate and knowledgeable attorneys at Osborne, Tripp & Schmidt. Based in Sparta, this firm is proud to represent accident victims throughout Monroe County. Their four lawyers offer a broad range of other legal services, as well, including guidance on family law matters, estate planning, and probate. To learn more about their personal injury team and how they can help you, visit their website or call (608) 269-2400.