When you run a business that works with pets or other animals, it is essential that you purchase the right types of business insurance to protect your assets and finances. In addition to the risks that traditional businesses face, you must also consider the possibility of mishaps involving the animals. Below are some of the key types of coverage to consider when you run a pet-related business.

3 Types of Insurance to Consider When Your Business Works with Animals

1. Pet Walking Insurance

Pet walking coverage protects you while you have someone's pet in your charge. For instance, if the animal becomes lost, injured, ill, or hit by a car while under your care, this coverage pays for medical bills, legal fees, and other expenses that might arise.

2. Dog Bite Insurance

If you have a dog under your professional care, you take responsibility for its actions. If it should bite somebody, you could be held liable for the damages it causes. Dog bite insurance pays for the treatments and legal bills you could face under such circumstances.

3. Workers Comp

Workers compensation pays the medical expenses for you and any of your employees if they experience a workplace injury or illness. For instance, if you run a pet grooming business and one of your groomers gets bitten or scratched, your workers comp policy pays for medical care. More importantly, if the employee takes advantage of the free treatment, they agree not to seek additional redress from you. This limits your financial exposure while protecting your workers and yourself.

To discuss your business insurance options with a friendly, experienced professional, contact Integrity Insurance Solutions in San Marcos, TX. They are an independent agency serving businesses and individuals throughout Hays County, and one of their helpful agents will walk you through the process of protecting your pet-related business. They also specialize in auto, liability, and homeowners insurance, so they are a one-stop solution for your coverage needs. Visit their website to see location details or call (512) 396-2211 to request an insurance quote.