If you are in over your head financially and have decided to declare bankruptcy, hiring an attorney may seem like an unnecessary expense. Even when money is tight, though, it’s wise to seek legal counsel if there is a lot at stake. And when it comes to your family’s financial future, there is always a lot at stake. Here’s what you can expect when you hire a lawyer for help with the proceedings. 

Strategic Guidance 

Both Chapter 7 and Chapter 13 have strict eligibility requirements. An attorney can evaluate your situation to ensure you meet them before commencing the proceedings so you know what best suits your circumstances and don’t end up wasting your time. A lawyer will also explain how to avoid committing bankruptcy fraud once you decide to file—something that you could otherwise end up doing inadvertently. 

Document Preparation 

Your attorney will track down all the applicable debts that you owe and then use that information to prepare the official petition. Completing this petition accurately and thoroughly the first time around will prevent unnecessary delays. Depending on the circumstances, errors at this stage could even result in an outright dismissal, which makes professional guidance even more valuable. 

Legal Representation 

During the bankruptcy proceedings, all petitioners must attend a meeting of creditors. Depending on your specific situation, there may also be additional hearings at which you have to make an appearance. Fortunately, an attorney can thoroughly prepare you for each one to ensure the most favorable outcome possible. 

If you need a bankruptcy lawyer, get in touch with Donna C. Crooks Attorney At Law. Representing clients throughout Enterprise, Ozark and Dothan, AL, and the surrounding areas, she has more than two decades of experience in the legal field. In addition to bankruptcy law, she practices criminal defense, family law, estate planning, and personal injury law. For years, locals have turned to her for help with everything from wills and trusts to military divorce. To explore all the services she provides, visit her website. To request an initial consultation, call (334) 598-9534.