Lake Saint Louis, Missouri
11230 Veterans Memorial Pkwy
Lake St Louis, MO 63367
(636) 561-5599

What You Need to Know About Personal Injury Claims & Lawsuits February 25, 2019

Lake Saint Louis, Lake St. Louis
What You Need to Know About Personal Injury Claims & Lawsuits, Lake St. Louis, Missouri

When individuals get hurt because of another party’s negligence, they have the right to pursue compensation for all of the resulting damages. Both personal injury claims and lawsuits can result in sizable payouts that cover all of the losses incurred. The similarities between these two proceedings essentially stop there, however. If you’re thinking about filing one or the other, here is what you should know about the major differences between the two. 


personal injuryFor most accident victims, the first course of action for pursuing a payout is filing a personal injury claim. Instead of going up against the party that is at fault for the incident, this entails filing a third-party claim with the liable party’s insurer. This is the fastest way to recover compensation following any kind of accident, and as long as you have sufficient proof of both liability and damages, you should be able to secure a fair settlement. If the insurance adjuster is uncooperative or disputes various aspects of the claim, though, it may be necessary to file a lawsuit.


Filing a lawsuit is typically the last resort for injured parties because of the added hassle that comes with doing so. Additionally, when you take the case to court, you essentially relinquish control of the outcome, leaving it up to a judge or jury instead. For this reason, both parties are usually motivated to settle. If the insurance adjuster refuses to offer a fair payout, though, it may be in your best interests to file a formal suit. Personal injury lawsuits follow the same procedure as other civil suits—conducting discovery, filing various motions, attempting to settle, and going to trial. 


If you want to file a personal injury claim or lawsuit in Missouri, get in touch with Coyne, Cundiff & Hillemann, P.C. Practicing out of Lake St. Louis, the seasoned trial attorneys at this full-service firm have more than 75 years of combined experience in the legal field. In addition to personal injury law, they practice criminal defense and family law, which means you can turn to them for virtually all of your legal needs. To schedule a free case review with someone on their team, fill out their online form or call (636) 561-5599.

Other Announcements, Events and Deals from Coyne, Cundiff & Hillemann, P.C.
3 Driving Tips to Avoid a Personal Injury Claim From a Truck Accident, Lake St. Louis, Missouri
As a driver, you understand the importance of being alert and careful on the roads. However, when it comes to sharing the highway with semi-trucks and 18-wheelers, you’ll need a more
4 Myths About Personal Injury Law, Lake St. Louis, Missouri
If you’ve been injured in an accident or due to negligence by another party, you might have a personal injury case on your hands. This type of case can help you get the compensation more
4 Ways a DUI Charge Can Affect Your Life, Lake St. Louis, Missouri
Even the most prudent drivers might suddenly find their life upended after facing driving under the influence (DUI) charges. Apart from the immediate consequences, there are more
What Happens When Children Are Tried as Adults?, Lake St. Louis, Missouri
In general, children are treated under the law differently from adults when charged with crimes. The criminal defense and punishment goals differ; not only do minors require more
How Getting Remarried Affects Child Custody & Support Orders, Lake St. Louis, Missouri
Marriage dramatically transforms almost every aspect of your life, from your finances to your future job plans. If you have children from a previous relationship, getting married more