3 Types of Insurance You've Probably Never Heard About
Auto, home, and business are some of the most common types of insurance, which is naturally why they're talked about a lot. But there are lesser-known coverages that are incredibly helpful under the right circumstances. Here's a look at three types of policies you've probably never heard about but should keep in mind.
3 Uncommon Types of Insurance
1. Wedding
Modern weddings are an investment. Considering that the median cost for one in the U.S. is over $33,000, it's no surprise that many couples want to protect themselves in case the event doesn't go according to plan. Standard wedding policies cover the potential liability risks of the big day, but there are also plans available dedicated to the financial costs of cancellations.
2. Watercraft
While boat insurance is common, many individuals forget to protect the less obvious aspects of their water-based fun activities. Watercraft insurance is designed to cover damage to or caused by items like jet skis and paddle boats. A small craft such as a kayak may not be that costly to replace, but it can still cause injury to bystanders or operators. The liability aspect of the policy offers financial assistance with these risks.
3. Bicycle
A bicycle isn't the significant investment that an automobile requires, but there are plenty of risks involved in ownership. Along with the thousands of vehicle collisions that occur annually, bikes are much easier to steal than a standard car. Additionally, hundreds of riders end up colliding with pedestrians each year. Bicycle insurance helps cover the cost of replacement as a result of theft or accident as well as provide financial protection in the event of an injury-related lawsuit.
Whether you need to protect your home or something more unusual, turn to the team at Ebert Agency in Foley, AL. Since 1928, the insurance company has assisted residents and businesses across Baldwin County find the policies that meet their unique needs. Visit their website to learn more about their offerings online and request a quote today by calling (251) 943-2281.
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