When it comes to natural disasters, being proactive is critical. The more you plan for the pending storm, the better you’ll likely fare when it’s all over. Although a solid homeowners insurance policy will help cover any damages, here are a few ways to help minimize the number of repairs and reduce the risk of personal injury. 

How to Prepare for Common Natural Disasters

1. Hurricanes

Even if you’re not located along the coast, the heavy winds and rain from a hurricane can still cause damage. If your town is in the path of a hurricane moving inland, board up windows and doors to prevent shattered glass.

I f financially feasible, invest in a generator in case there’s a power outage. Stock up on bottled water and non-perishable food to last for at least a few days. If someone in the household is taking prescription medicine, make sure there’s enough to last past the storm. Stay tuned to local weather reports for updates, and keep important documents in water-proof containers.

2. Tornadoes

These fast-moving wind funnels can uproot homes and cars in an instant. The safest rooms in the house are basements and storm cellars. Remain there until the tornado has passed. Homeowners insurance agents suggest mobile home owners evacuate to more stationary settings. Because the wind can knock down power lines, have flashlights and batteries handy so you can safely navigate after the tornado has passed.

3. Floods

If you live in a designated flood zone, it’s important to have flood insurance in place. These policies are separate from standard homeowners insurance coverage. Move all appliances such as furnaces and water heaters up and away from areas that might be prone to rising water. Arrange sandbags around the perimeter of your house to keep water from seeping in. Prepare an emergency first aid kit and establish an evacuation route for everyone in the house, including pets.

Natural disasters can be scary, but by taking the necessary steps, you can minimize damage. For 25 years, A Better Choice Insurance Agency has helped families throughout Concord, NC, find comprehensive, affordable homeowners insurance in case emergencies do occur. The family-owned firm can shop around for the best rates and terms from the nation’s premier carriers. To schedule a complimentary review of an existing plan or get a free, no-obligation insurance quote, call (704) 782-2073 today. Visit the website for information on the agency’s other policies, including renters, auto, and business insurance.