Insurance is a crucial safety net, protecting you from auto accidents, home fires, and other unexpected disasters. Most people pay their insurance companies on a monthly basis, purchasing coverage for the entire year can provide priceless peace of mind and even save you money. If you’re expecting a tax refund this year, putting it toward your insurance policies is a fantastic long-term investment.

Why Tax Season Is a Great Time to Buy Insurance

Peace of Mind

Paying for your car or home insurance for six months or the entire year means you won’t have to think about paying your bill every month. Not only will this eliminate a lot of stress, but it also keeps you from accidentally lapsing in coverage, which can leave you exposed to risk and lead to much higher premiums in the future. In fact, if you pay your insurance for 12 months with every tax return, you might ever have to pay a monthly bill again.

Major Discounts

Insurance companies prefer policyholders to pay for their policies in advance, so most offer substantial discounts for prepayment. Depending on your carrier and the type of policy you’re buying, you might be able to get as much as 30% off your expenses for the year, potentially saving you hundreds of dollars. Bundling your coverage together into a single policy and paying the premiums up front can save you even more, leaving you more to invest in your future, plan a family vacation, or take care of emergency expenses.
 

Getting the right coverage at the best price possible usually takes the expertise of a skilled agent who works with a variety of the industry’s best insurance companies. No matter what your driving record or claims history looks like, BestRate Auto Insurance in Statesboro, GA, will help find a policy tailored to your exact situation, providing peace of mind and protection from anything life can throw your way. To request a quote from one of the area’s best insurance companies, visit their website or call (912) 489-5942, and follow their Facebook for more tips and advice.