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Wildfires are a major concern for homeowners across the nation. According to the National Interagency Fire Center, wildfires were responsible for burning more than 10 million acres in the United States during 2017. These fires equate to a great deal of property damage and financial loss. To avoid having to file a home insurance claim yourself, take the following preventative measures. 

4 Wildfire Prevention Tips That Will Keep Your Property Safe

1. Be Cautious When Doing a Controlled Burn

If it’s necessary to conduct an open burn on your property, make sure you comply with state or local regulations. Don’t burn on days with extreme winds, low relative humidity, dry and hot conditions, or a high wildfire risk. Be sure to build a firebreak around the burn area, and keep a water hose, shovel, and fire extinguisher nearby.

2. Clean Your Gutters 

homeowners insurancePine needles, leaves, twigs, and other kinds of debris frequently end up in gutters. They can serve as an accidental fuel source for wildfires. Regularly clear your gutters of any dry materials that could ignite from floating embers in the air.

3. Know How to Properly Use a Backyard Firepit

Knowing how to properly maintain and extinguish a fire will allow you to enjoy your backyard firepit. It will also help you avoid needing to file a homeowners insurance claim over any accidents. Make sure your fire stays at a manageable size, don’t burn soft wood, and use screens to prevent sparks from flying. To put a fire out, let the fire burn completely to ash. Leave it unburied, and gently pour water over the charred materials. 

4. Landscape With Fire Safety in Mind 

Creating defensible space around your property will help you avoid wildfire devastation and any accompanying home insurance claims. This can easily be done using the right landscaping materials. Install fire-resistant shrubs, trees, and plants, and use gravel and stone to make a fuel break. Additionally, keep your trees trimmed, and remove any vegetation from within at least 30 feet of all structures. 

 

If you live in a region that’s prone to wildfires, have a professional review your current home insurance to ensure you have an adequate amount of protection. The expert agents at C.I.S. – Crop Insurance Solutions, LLC can determine if you have any gaps in coverage. For more than three decades, the residents of Dumas, TX, have trusted C.I.S. agents to provide quality policies at competitive rates. To discuss your home insurance needs, call (806) 935-6512. You can also visit their website for more information about their agency. 

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