Numerous Americans are affected by a disability that makes it impossible for them to work and live the lifestyle they desire. Fortunately, the Social Security Administration offers financial resources to help qualifying individuals meet their basic needs. There are two programs available, SSI and SSDI, which stand for Supplemental Security Income and Social Security Disability Income, respectively. While they have a few similarities, they have many differences. The guide below focuses on SSI in particular.

A Guide to SSI Benefits 

Who Is Eligible to Receive SSI?

To be eligible to receive SSI payments, an applicant must be at least 65 years old, or disabled and have little or no income and few resources, ranging from a maximum $2,000 for individuals to $3,000 for couples. They also need to either be a U.S. citizen or national or fall within a certain category of non-citizen. They must not have left the country for more than 30 consecutive days. Those under the age of 18 or who are under 22 but enrolled in school are also eligible for SSI benefits if they are blind or disabled and unmarried. 

How Are SSI & SSDI Different?

Many people confuse SSI and SSDI benefits, but they are separate programs. Unlike SSDI, SSI is not based on prior work history and beneficiaries often qualify for other government assistance as well, such as Medicaid. SSI payments are funded by the U.S. Treasury, whereas SSDI is funded with the money withheld from worker paychecks. 

If you are disabled or supporting a disabled child, receiving SSI payments can go a long way towards providing your family with a higher quality of life. The professionals at Disability Claim Consultants know how crucial it is to get your claim approved. They offer extensive knowledge of the SSI and SSDI application process and over 40 years of combined experience helping Omaha, NE, residents get the benefits they deserve. Call (402) 422-1000 to schedule an appointment or visit them online to learn more about their services.