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Regardless of the time of year, your home is exposed to a number of elements that can cause damage. Being proactive will save you a great deal of time and money in the long run and help you avoid having to file a homeowners insurance claim. Here are the basic maintenance tips to put on your to-do list for each season.

Ways to Protect Your Home Throughout the Year 

Winter

Preparing your home for the coldest time of year is vital, even this far south. Snow, ice storms, wind, and cold temperatures can wreak havoc on a home and lead to homeowners insurance liability claims. For optimal heat retention, install weatherstripping around doors and windows and insulate your attic. Repair stairs and handrails in case of icy conditions, and inspect the crawlspace for water damage or animal infestations.

Spring 

homeowners insuranceWinter weather can be especially harsh on your home’s exterior. Once the temperatures start warming up again, it’s time for your spring cleaning checklist. Inspect your roof and clean all your gutters. To get ready for the summer heat, check seals around windows and doors and schedule an air conditioning system tuneup.

Summer

Putting some effort into summer maintenance will allow you to enjoy your home more during the warmest months of the year. The heat can take a toll, so consider replacing damaged siding and cleaning and sealing wood decks. You should check and clear vents of any insect and rodent nests before temperatures climb too high. Finally, examine electrical outlets for fire hazards.

Fall 

Fall is a critical time to prepare your home to withstand freezing temperatures and inclement weather that arrives with winter and often results in homeowners insurance claims. Be sure to have the heater tuned up, winterize your pipes in case of freezing, and trim your property’s trees. If you have a traditional fireplace, schedule a chimney cleaning. 

 

Routine maintenance can make your home safe and secure throughout every season for years to come. It’s also essential to review your homeowners insurance policy from time to time to ensure you’re adequately protected. The professionals at MP Davis Insurance Agency can help assess your existing coverage to determine if there are any gaps you need to fill in. For the last 45 years, the independent agency has been entrusted to serve residents across the Piedmont Triad area of North Carolina with quality insurance products at competitive rates. Call (336) 498-7606 to schedule an appointment or visit their website to see a full list of services they offer.            

 

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