Maybe your neighbor let their dog off its leash and it bit you, or perhaps you were in a car accident because another driver ran a red light. If another person’s negligence led to your injury, you can take legal action. Some people shy away from personal injury claims because they are discouraged by false information, however. Find out the truth about this and other personal injury myths below.

3 Personal Injury Myths, Debunked

You can’t afford a lawyer.

Many people assume that an expensive attorney will make a personal injury lawsuit impossible. However, most legal professionals in this field work on a contingency basis. They don’t extract an hourly fee upfront but instead, take a percentage of your settlement.

Insurance will cover your costs.

Insurance companies ultimately do not want to lose money. You may find that the company is offering to pay less than what you deserve—or not at all. Sometimes, insurers even try sneaky techniques, such as pressuring you to settle prematurely for less than what your claim is really worth. A lawyer will be familiar with these tricks and argue on your behalf.

Minor injuries aren’t worth a lawsuit.

Even if you don’t have serious physical ailments, see a lawyer after your accident. Some conditions, like a concussion, take time to exhibit symptoms. Also, keep in mind that a successful case can provide compensation for everything from property damage to wages lost due to time off of work. These expenses add up, even if you aren’t facing huge medical bills.

Every state has a statute of limitations for personal injury lawsuits, preventing you from waiting too long to take legal action; in Nevada, for instance, you have two years. For prompt legal representation in Elko, consult Goicoechea, DiGrazia, Coyle, & Stanton. With over 40 years of year experience, they have earned a top-quality reputation among clients and colleagues alike. Learn more about their personal injury work online. Call (775) 738-8091 to schedule an appointment with a lawyer.