While having a reliable home insurance policy in place is crucial to protect your investment, it’s equally important to be a conscientious homeowner. This is especially true when it comes wood-burning stoves. Although they can augment your heating costs and create a cozy environment during winter, they also pose a fire hazard when used improperly. The following tips will keep your home and its inhabitants safe and secure all winter long.

3 Ways to Prevent Wood-Burning Stove Accidents

1. Know What to Burn

Many stoves should only burn wood, while others may be equipped to burn coal as well. Only seasoned firewood should be used to prevent creosote accumulation and maximize heat output. Also, stoves should never be used to burn trash, plastic, or artificial logs. Using your wood stove in a manner inconsistent with its instructions could negate your insurance policy should a fire break out.

2. Have Your Stove & Chimney Inspected

Because chimney fires can be deadly, it’s recommended they’re inspected at least once per year. It’s best to schedule inspections before the start of winter, as doing so allows time for repairs. Not only can regular inspections of your stove and chimney prevent fires, but they can also save you money by preserving your equipment.

3. Clean Your Stove Regularly

It’s important that your stove burns materials cleanly, especially when it comes to air quality. That’s why vents should be inspected and cleaned regularly, which also greatly reduces the risk of fire. A clean stove is also far more efficient. This can be a real concern if you’re using your stove to lower home heating costs over winter.

In Marion, WI, Pella Mutual Insurance Company wants homeowners to take every precaution to prevent disasters. That’s why these insurance agents help their clients find the right coverage and file claims. Along with homeowner’s insurance, they also offer coverage of mobile homes, farms, rental properties, businesses, and more. If you’d like to discuss insurance options with a friendly and knowledgeable representative, call (715) 754-5039 today. You can also learn more about the products and services offered by visiting the website.