Your home is where you should feel the safest. A small or large house fire that spreads and destroys any part of your home can change that instantly. While having home insurance offers some peace of mind, make sure you’re aware of the various items that could set your home ablaze. Learning about common causes of fires can help you prevent it from occurring in the first place, possibly saving you and your family’s lives.

The Top 4 Causes of House Fires

1. Cooking

A household that cooks a lot may be more in danger as cooking with an open flame is one of the more popular causes of fire. Avoid leaving your kitchen while you’re cooking with oils and other greasy foods that may catch fire quickly when left unattended. If you have a small kitchen where items are too close together, it’s best to make sure that your home insurance covers a higher level of fire damage.

2. Electrical System

New and older houses are both susceptible to electrical issues that may catch fire. If you’re ever in doubt of your system, it’s best to have a professional electrician examine if your wiring is installed correctly. If you have standard home insurance for an older home, contact the company to ensure you’re covered for any electrical fires.

3. Candles

Just like a stove, take extra precautions when you light candles inside your home. Don’t leave the room unattended or forget to blow them out if you’re about to go to bed. If you have small children, make sure the candles are out of their reach; they may be tempted to think of the candles as toys.

4. Heating

While most homes rely on a boiler or furnace system, some homeowners might still have home heaters to provide more comfort during colder seasons. However, knowing where to place them can prevent fires from occurring. Follow the manufacturer’s instructions and avoid placing heaters too close or next to fabrics and furniture. As with any heating appliance, never leave it on when you’re not home.

Looking for a comprehensive home insurance plan? Don’t hesitate to reach out to Charles Adams Insurance Agency, the leader in home and auto insurance in Ashland, KY. They can search their network and custom-tailor an affordable policy that suits your needs. Their services include home and auto, life, and commercial insurance for your business. Call (606) 325-9709 today to speak with a knowledgeable agent or visit their website to explore their services.