Insurance is necessary to protect your finances and property. There are so many coverage options available, however, that it can be hard to find a comprehensive and cost-effective plan that suits your needs. By partnering with an experienced insurance agent, you’ll acquire a knowledgeable advocate who will guide you through the process. Here are several benefits of working with these specialists.

5 Perks of Working With an Insurance Agent

1. Personal Service

In our increasingly digital world, it’s becoming rare to receive personalized, face-to-face attention. However, a friendly insurance agent will take the time to listen to your concerns, ask questions to identify your needs, and offer you detailed guidance. Instead of being treated as a policy number on an automated phone line, you’ll get direct accessibility and clear communication.

2. Money-Saving Discounts

With their vast network and industry knowledge, agents will help you secure money-saving discounts. The agent will pinpoint all the incentives for which you’re eligible to reduce your premium payments. They’ll use your good driving record to achieve the best auto policy, for instance, or will help you take advantage of bundled plans. They’ll also let you know of additional discounts for continued renewals.

3. Access to Multiple Carriers

Independent agents seek out policies from many insurance providers. This access allows them to find the best rates and terms designed for your budget and lifestyle. They’ll do the research and investigate several carriers to ensure you’re getting the most budget-friendly and thorough coverage.

4. Saving Time 

With an insurance agent, you build a relationship with the same person. They know you by name and will be there should you ever have to submit a claim. You’ll never have to wait on hold with a 1-800 customer service number again. 

5. Relocation Assistance

Insurance laws vary by state. You may need more or less car insurance coverage to meet the state’s minimum requirements. There might be additional discounts available. A trusted professional will provide you with the assistance needed to get you set up if you move to another state. In addition, you won’t have to worry about lapse penalties for ending one policy before starting a new one with an agent to walk you through the process.

If you’re in the market for reliable and affordable coverage, nothing beats working with an insurance agent. For more than 20 years, Hamilton-Martin Insurance Agency in Louisville, KY, has been the firm individuals and business owners turn to for impeccable service. As an independent agency, their team will source rates for you from more than 10 premier insurance carriers. Stop by the office today or call (502) 957-6500 for personalized assistance and invaluable advice. Check out the website for information on the agency’s full suite of products and services.