Drivers who are charged with DUI or fail to pay traffic tickets will likely have their license suspended. Not having this important identification prevents you from operating a vehicle and may affect your car insurance. But there are steps you can take to get back on track. Here’s a helpful guide on what to do after your driver’s license is suspended.

Steps to Take After a Driver’s License Suspension

The Reinstatement Process

For starters, there are several reasons why a driver’s license gets suspended. Some of the most common ones are being charged with driving under the influence or while intoxicated, receiving and failing to pay multiple traffic infractions, and accumulating too many points on your driving record. In most states, failure to pay child support can also lead to a parent having their license suspended until the arrears is made current.

Getting your license reinstated typically means you will not be allowed to drive for a certain time period, which varies with the offense. Drivers may also have to enroll in traffic school or a defensive driving class. A reinstatement fee payment is also generally required to restore your driving privileges.

Securing SR-22 Car Insurance

If your license is suspended, car insurance is still a requirement in most states. There is special documentation known as SR-22 or a certificate of financial responsibility. SR-22 shows proof to your state’s Department of Motor Vehicles that you purchased enough coverage to help reinstate your driver’s license. When you secure SR-22, the issuing insurance carrier sends proof directly to the DMV on your behalf. This is an important step towards getting your driver’s license reinstated.

While the time frames vary in each state, a person is typically required to have SR-22 car insurance in place for three years. During this time, payments must be made with no lapses in coverage. If you follow all the designated instructions for SR-22, your status will change, and you’ll be able to get traditional auto insurance again.

Not being able to drive can be a significant inconvenience. The good news is there are steps you can take to reinstate your driver’s license and secure the proper car insurance. Lafever Insurance Agency in Cookeville, TN, specializes in helping high-risk drivers by offering SR-22 documentation. For more than 30 years, the locally owned firm has continued to provide affordable and comprehensive coverage for clients from all walks of life. To receive a free, no-obligation insurance quote, call (931) 526-3377 today.