As the seasons change, so do the various risks drivers face when they get behind the wheel. While an accident can happen in any season, snowy and icy conditions make winter an especially dangerous time to navigate the roads. This is why it’s important to take extra precaution when driving in adverse weather. Here are a few tips to help you stay safe and avoid filing an auto insurance claim.

Key Elements to Safe Winter Driving 

1. Accelerate & Decelerate Slowly 

One of the most important winter driving rules to remember is to accelerate and decelerate slowly. Applying too much pressure on the gas pedal when driving in the snow can cause your vehicle to lose traction and skid. You also want to avoid braking suddenly, as it takes longer to slow down and come to a stop on wet, icy roads.

2. Reduce Your Speed   

Regardless of what the posted speed limit is, you should only be going as fast as what’s safe for the weather conditions. Reduce your speed in heavy rain and snow, and keep in mind you may not be able to see a patch of black ice ahead of you. If you end up going over black ice too fast, it can be difficult to stop, and you may lose control of your car.  

3. Stay Alert 

Distracted driving is a leading cause of accidents and auto insurance claims. Keep yourself, your passengers, and other motorists safe by eliminating any activity that takes your focus off the road, even if it’s just for a few seconds. This includes talking and texting on the phone, adjusting your radio, setting the navigation system, eating, and grooming. Pay attention to your surroundings at all times, so you can make a quick decision if necessary to prevent a collision. 

4. Leave Plenty of Stopping Distance 

If the traffic in front of you unexpectedly halts, you will need to have enough room to come to a stop without hitting the vehicle in front of you. Roads that are slick, snowy, or have black ice will increase your required stopping distance. This means you should increase the number of car lengths between yourself and the car in front of you. 

Unfortunately, no matter how carefully you drive, there is always the possibility of an accident occurring because of someone else’s reckless or negligent behavior. Make sure you’re adequately protected for any situation that may arise by consulting an agent from Simmons Insurance Group of Southeastern Ohio. They will review your current auto insurance policy to determine if it’s suitable. Offering more than 45 years of experience, they can provide you with reliable advice regarding your coverage needs. To schedule an appointment, call (740) 667-3111 for the Coolville location, (740) 423-7871 for the Belpre office, or (740) 949-3138 to reach a representative in Racine. You can also visit their website to request an auto insurance quote.