Insurance protects the things that are most important to you, and what's more important than your family? While no one wants to think about leaving their family behind when they die, spending some time considering your options now will save your loved ones a lot of pain later on. If you have people who depend on you, San Marcos Insurance Agency encourages you to get a life insurance policy because:
- Your employer's policy probably isn't enough. While most American workers do get life insurance coverage as an employment benefit, the amount is usually only equal to one or two years' of your annual salary. If you have dependents, they'll need at least 7-10 times your yearly income.
- Funerary arrangements are expensive. If you're the primary breadwinner in your family, losing you would put them under serious financial stress, in addition to the emotional trauma of losing a loved one. Your burial expenses could wipe out any potential savings you left behind.
- Your responsibilities live on. Even if you and your spouse are both working, making the mortgage payment and saving for your children's college funds will be extremely difficult on one income. A life insurance policy will help pay off your mortgage and other debts after you're gone, making sure that your responsibilities are taken care of.
There are several advantages to buying life insurance when you're younger and can get lower rates. Visit San Marcos Insurance Agency online to learn more, or call (512) 754-7119 for life, home, and personal insurance quotes today.