If you have a teen driver in the family, you know that implementing a comprehensive auto insurance policy is a must. Insuring new drivers can be expensive, so parents are usually on the lookout for ways to lower the cost. The following tips are just a few ways you can ensure your young driver is protected at a manageable cost.

What Parents Should Know When Getting Auto Insurance for Teens

1. Look for the Right Vehicle

While many young people want an exciting sports car, this choice actually increases auto insurance costs. New drivers are already considered high risk, and your vehicle choice can result in higher premiums from your insurance company. Instead, look for a vehicle with all the necessary safety features. Costs will be lower, and you can rest assured that your teen will be safe on the road.

2. Discounts Are Often Available

Many insurance companies offer discounts to ease the cost of premiums. For instance, if your teen is a straight-A student, he or she may be eligible for a discount. Taking driving lessons can also help bring costs down, as well as ensure young drivers have the knowledge they need behind the wheel. Purchasing a few different policies, such as auto and home insurance, can give you access to even more discounts.

3. Consider Using a Monitoring Device

Just because your teen knows the rules of the road doesn’t mean he or she will always obey them. In this case, a monitoring device can be extremely helpful. This allows you to track things like speeding, which is associated with serious accidents. Devices can also determine whether a driver uses a seatbelt or when the car is being driven. Many insurance companies offer discounts for the use of monitoring devices, so be sure to speak with your agent when adding a teen to your policy.

Auto insurance is a must. That’s why drivers In Lovington, NM, look to Reid Insurance Group Inc. and their range of affordable policies. With over seven decades of experience, these agents have the knowledge to pinpoint the best option for your needs. Along with car insurance, they offer coverage for boats, mobile homes, and motorcycles. If you’re in the market for business insurance, they offer general liability, workers’ compensation, surety bonds, and commercial property coverage. Call (575) 396-3645 today to speak with an agent about securing a policy or visit their website for a complete list of coverage options.