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There’s nothing quite like the excitement of getting your driver’s license and gaining a newfound sense of freedom. However, it can take some time to feel comfortable and confident navigating the roadways. According to the National Safety Council, inexperience is the leading cause of accidents among teen drivers. Thus, taking extra precaution when behind the wheel is not only important for avoiding danger, but also for managing your car insurance costs. Here are a few driving tips that will help keep you safe and save you money on coverage.

How to Stay Safe on the Road & Maintain Affordable Car Insurance

1. Obey the Speed Limit

Speed limits are posted to show drivers the maximum speed that is considered to be safe for a particular area based on road and traffic conditions. Exceeding these limits is risky and increases the chances of being in an accident. Speeding will reduce the time you have to stop and is likely to result in greater damages upon impact.

2. Eliminate Distractionscar insurance

Taking your attention away from the road for any length of time is dangerous. If your focus is elsewhere, you won’t be able to make the split-second decision it often takes to avoid an accident. Therefore, you should refrain from using your cell phone, putting on makeup, eating, setting the navigation system, or adjusting the radio while in motion. It’s also recommended that new drivers limit their passengers until they gain more experience.

3. Keep a Safe Distance From Other Vehicles

Many car insurance claims are filed due to rear-end collisions. It’s essential to make sure you leave plenty of space between yourself and the vehicle in front of you, as this will allow enough time to react should they come to a sudden stop. In adverse weather conditions, your following distance should be extended.

4. Practice Defensive Driving

Being a defensive driver means expecting the unexpected and always being prepared for other drivers to make a mistake or act aggressively. Stay aware of your surroundings and make it a habit to continually scan the road in front of you for any potential hazards. Be sure to use your turn signals, make safe lane changes, and have an escape plan ready in the event you need to move quickly to avoid a dangerous situation.

 

Safety should be a top priority whenever operating a vehicle, as it can make all the difference in keeping you out of harm’s way and preventing your car insurance premium from increasing. The professionals at Family First Insurance Services will ensure you have the proper policy in place to limit your risk of financial hardship if an accident occurs. They understand the challenges of finding affordable coverage as a new driver and are committed to providing Wesley Chapel, FL, residents with quality protection at the best rate available. Call (813) 994-3900 to schedule an appointment, or visit them online to get a quote.

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