When the unfortunate happens, your insurance is what protects your family's hard-earned savings—which is why a skilled agent is an invaluable resource. Not only can they explain the sometimes complex technical jargon, but guide you towards coverage that meets your needs but won't cause you to overspend. If you're in the market for a new policy, the guide below describes the kind of agent you want on your side.

What to Look for in an Insurance Agent

1. Proximity

Look for an agent whose office is near your home. That way, they are close at hand if you have questions about the policy or need help filing a claim.

2. Experience

As in most professions, experience matters. Those who have been in business for several years often owe their longevity to the strong reputation they've built in the community. Additionally, they are more likely to be familiar with the ins and outs of the industry.

3. Communication

Your agent should be able to explain the reasons behind his or her recommendations after asking questions about your circumstances and listening closely to the answers. This is the only way to provide accurate advice about deductibles, coverage needs, limit amounts, and premium rates.

4. Multiple Lines of Coverage

Even if you are only interested in car insurance at the moment, consider what other lines of coverage the agent represents. Someday, you might need homeowners insurance, for example, so finding an agency that covers all the bases will save you the time and effort of switching later. Furthermore, bundling policies in the future can help simplify paying bills, managing website passwords, and dealing with paperwork.

For expert guidance and invaluable advice designing an insurance policy, contact Watson State Farm in Broken Arrow, OK. They serve businesses and individuals throughout Tulsa County and the surrounding areas, specializing in home, life, business, health, and auto insurance. They can also help with annuities and retirement planning. To stop by their office in person, check out their website for directions. You can also call (918) 251-4333 to request a quote.