You might have to get your documents notarized if you’re buying a car or filing paperwork with the court. If you’ve never visited a notary before, you may find it intimidating and might not know why you need it. Here’s a quick explanation of what notaries do and when you might need one.

What Does a Notary Do?

A notary is a public official empowered by the state government to help prevent fraud. This profession gives people confidence that the individuals with whom they’re working aren’t falsifying their identity. Along with identity verification, notaries look for signs of coercion and makes sure you’re signing with sound mind and judgment. When notarizing a document, the notary will ask to see government-issued ID, watch you sign the paperwork, and stamp the document to signify your signature’s legitimacy.

When Would I Need a Notary?

Notarization is usually required on many legal documents, as well as the paperwork for some loans. Almost all banks will want your notarized signature on your mortgage paperwork, and the government may demand an identity verification before approving an immigrant’s visa. Having a notary validate powers of attorney, wills, and other estate planning documents helps to solidify and legitimize your paperwork, preventing legal battles and conflict later on. Legal affidavits may also have to be notarized to make them legally binding.

Where Can I Find a Notary?

A popular option is to go through an insurance agency. Notaries might cost between $25 to $40, but some insurance companies cover these expenses through their member benefits. Inquire with your car or life insurance company to find the nearest notary to you.

If you’re in need of a notary, turn to the team at AAA Legal Process in Honolulu, HI. Servicing the entire island of Oahu, these experts provide notary services, court filing, document retrieval, and process serving. View their services online or call (844) 737-8344 to speak with a specialist.