Whether you love the radiant heat of a wood-burning stove or curling up in front of the fire on a cold winter evening, you should be careful while using solid fuel for heating. Unfortunately, flying sparks or dirty chimneys can easily start a fire with the power to destroy your home in a manner of minutes. If your home does sustain a fire, your homeowners insurance policy will likely cover the damage, but the tips below will help you avoid this unfortunate situation in the first place.

5 Safety Tips for Solid Fuel Heating

1. Ensure Your Stove Is Properly Installed

Every stove, whether it burns wood or coal, has to be installed a certain distance from walls, furniture, and other combustible items. Before installing a new stove, check the manufacturer’s instructions carefully, or use an approved heat shield. You can also consult your state’s Fire Marshal office or ask your homeowner insurance carrier for their specifications.

2. Make Sure the Chimney Is Clear

Dirty chimneys collect creosote, a highly flammable substance that can combust under the right conditions, and leaks can allow carbon monoxide into your home. Have your chimney cleaned regularly, and have any leaks repaired immediately.

3. Be Careful With the Venting

The vast majority of stove fires start in the venting pipes that connect it to the chimney. To keep your home safe, keep the vent pipe as short as possible, and make sure it doesn’t have more than two right angles.

4. Only Burn the Appropriate Fuel

In general, you should only use split hardwoods that have been dried for at least six months in your fireplace or wood-burning stove. Never burn paper, trash, or green wood in the fire, which can throw off sparks and release toxic fumes into your home.

5. Have Fire Safety Equipment on Hand

If a fire does break out, fully functioning smoke alarms and an extinguisher can save the lives of you and your family. Having a fire extinguisher on hand and installing advanced monitoring equipment can also get you a discount on your homeowners insurance.

For over 45 years, the Simmons Insurance Group of Southeastern Ohio has provided high-quality homeowners insurance policies to clients throughout the region. They understand how important your home is to you, and will do everything possible to ensure you’re protected against the hazards life can throw your way. Visit their website to learn more about their homeowners insurance options, and call (740) 667-3111 to talk to an agent in Coolville. To speak to someone in Belpre, call (740) 423-7871, or dial (740) 949-3138 to contact their Racine location.