The Gil Law Firm in Dothan, AL helps people facing situations where they are unable to work because of a disability. Fortunately, there are two programs available to people facing disabilities: social security disability insurance and social security insurance. These programs differ in many ways but are both designed give people an income if they become disabled.
Social Security Disability Insurance (SSDI) is something that a person pays into when they pay FICA taxes. There are rules for the minimum amount of time a person has to work before they can draw on this type of insurance. On the plus side, there is no limit to the assets a person requesting SSDI may have in order to qualify. In fact, a very wealthy person that paid a large amount into their social security disability insurance can receive the maximum benefit as soon as they meet the necessary conditions. SSDI also has other favorable benefits, including consideration for a person’s dependents and access to Medicare.
Supplemental Security Income (SSI), on the other hand, is available to help people that do not qualify for SSDI, either because they have not worked long enough or recently enough. SSI does not require any type of work history but is limited to persons who have minimal assets and income. SSI also supports Medicaid recipients with their medicinal needs but will not consider a person’s dependents.
In some circumstances, a person may qualify for both SSDI and SSI if they meet certain income conditions. Ultimately, you’ll want to discuss both options with a lawyer in order to make the best decision and receive any help you may need with filing your SSDI and/or SSI request. Taking note of these differences before you visit your lawyer with help you better understand your situation.
For further information on filing for either SSDI or SSI, call The Gil Law Firm at (334) 673-0100 and visit them online.