The excitement of the holiday season is often chaotic, sometimes leading to serious accidents that can turn your celebrations into a disaster. Along with extreme weather the season usually brings, holiday decorations pose a significant fire risk, and the stream of visiting friends and family members increases the odds of someone getting hurt. Fortunately, your homeowners insurance policy will protect you from some of the most common threats you face during the holidays. Here’s what you need to know.
How Your Homeowners Insurance Protects You During the Holidays
Covers Your Roof
Even if your area doesn’t get a lot of snow, ice dams can build up on your roof, eventually forcing water under your shingles and potentially causing extensive structural damage throughout your house. While your homeowners insurance will pay for the damage to your roof, drywall, and personal possessions, you can prevent many of these issues by cleaning your gutters and winterizing your home.
Helps You Recover From Fires
Cooking, space heaters, candles, and holiday decorations cause a significant spike in fires during this season, which could destroy everything you own. If a defective strand of holiday lights, a dry Christmas tree, or a kitchen accident causes a fire, your homeowners insurance policy will help you recover.
Pays for Personal Injuries
If a guest falls down the stairs or slips on ice on your walkway, their injuries can have serious financial repercussions. If you have comprehensive personal liability, your home insurance policy will cover their medical bills and other losses, minimizing the financial impact and preserving relationships with your loved ones.
Protect your home and its residents this holiday season with the help of Zimmerman Insurance Agency in High Point, NC. Since 1963, their team has helped homeowners throughout the Triad region protect the things that matter most. As an independent insurance agency, they work with some of the country’s leading carriers, allowing them to shop around for policies tailored to your needs. Visit their website for more on their broad array of services, or call (336) 883-6512 to request your free homeowners insurance quote today.