For most families, the holidays are a special time of celebration and joy, but accidents can quickly turn merriness to misfortune. Not only do candles, and Christmas lights pose a significant fire risk, but expensive gifts and vacant houses also attract thieves, who are much more active during the holiday season. While a homeowners insurance policy from an insurance agency may help with property damage, theft, and liabilities, use the tips below to help keep your home and loved ones safe. 

5 Holiday Safety Tips

1. Inspect Your Holiday Lights

Every year, approximately 800 home fires are caused by holiday decorations, most commonly faulty strings of lights. When hanging your lights, be careful not to pierce the wires, and carefully inspect each strand as you unpack them. If you notice any problems, it’s better to throw them away than run the risk of starting a fire. Consider using LED lights, which are much safer than standard bulbs. Use surge protectors and protect outdoor extension cords from the elements. 

2. Water Your Tree

Christmas tree fires are especially dangerous. Watering your tree throughout the season will keep it from drying out, which will limit the likelihood of a fire. Be sure to turn off the lights on the tree before you head out for a sleigh ride or tuck in for the night – hot bulbs can cause fires, and if you’re not around to respond rapidly, the blaze may become uncontrollable. 

3. Keep Walkways Clear

If a guest slips on the walkway or stairs, your homeowners policy from your insurance agency will likely pay for their medical bills. However, it’s best to avoid accidents in the first place, so keep your walkways free of ice and snow, and make sure outdoor areas are well-lit.

4. Have a Neighbor Watch Your House

If you’re planning on going out of town to visit friends or family, have a neighbor keep an eye on your house while you’re away. Ask them to pick up your newspapers and mail regularly, since uncollected mail alerts thieves that no one is home.

5. Don’t Throw Gift Boxes in the Garbage

Boxes piled outside your house essentially give thieves a list of what they’ll find inside. If you received a TV, computer, game system, or any other valuable item, take the box to a recycling center instead of leaving it outside. Even if your insurance agency will cover your losses, it’s better to avoid theft in the first place. 

For over 85 years, Crothers Insurance Agency has helped homeowners throughout Cecil County, MD. As an independent insurance agency, they offer policies from a variety of carriers to ensure all your needs are met. These experienced professionals work tirelessly to save you money and keep you, your property, and your loved ones safe. To request a quote on a homeowners insurance policy, visit their website or call (410) 658-5200 today.