One of the highlights of Christmas is a beautiful tree decorated with sparkling lights and lovely ornaments. Unfortunately, these holiday decorations cause an average of $12 million in property damage annually. As a result, homeowners insurance providers process claims to repair and replace precious possessions during this busy time of year. The encouraging news is there are helpful tips to enjoy the festivities and keep you, your loved ones and home safe.
How to Keep Your Home Safe During the Holidays
Double Check Lights
Burnt-out sockets and non-working lights are triggers for fires. Make sure the lights are designed for indoor use. Avoid overloading wall outlets and power strips. Doing so can cause electrical shocks, which can start a fire in the home. Check with your homeowners insurance provider to review what items are covered should a fire occurs.
Choose the Right Tree
For some, a live Christmas tree is the only way to go. If this is your choice, select one that isn’t dry. These trees have dry needles and branches that can burn quickly. Choose a fresh tree that is fragrant and healthy. If you decide on an artificial tree, homeowners insurance providers note that they’re a fire hazard as well, so check bulbs before placing them around your tree.
Avoid Flammable Materials
Candles and other flammable materials should never be placed near a Christmas tree. Keep them away from furniture, drapes and other items that can catch fire. Avoid placing space heaters nearby, as well. Never leave candles burning overnight or unattended.
Keep Trees Watered
Prevent your tree from drying out by keeping its stand filled with water. Trim two inches off the trunk so that it can sit securely in the water stand. Doing so will help preserve moisture throughout the branches and needles, which can help curb fires caused by dried-out trees.
Enjoy the holidays while being safe and aware. Having a reliable homeowners insurance policy can offer peace of mind. New Vienna Mutual Insurance Association in New Vienna, IA, has provided comprehensive and affordable coverage since 1863. As an independent agency, the firm is able to shop around for the best rates and policies from some of the nation’s leading carriers. If you’re in the market for a new plan or are wondering if your existing plan is adequate, call (563) 921-4115 to speak to a friendly and experienced insurance agent. Visit the website for information on the complete suite of products and services.