If you’re preparing for the holiday season, it’s important to take precautions to prevent fires. While Christmas trees are beautiful, they can also cause fires without proper care. Here are some easy steps to take to prepare your home—including double checking your homeowners insurance policy—to stay safe this December.
3 Tips to Stay Safe This Holiday Season
1. Decorate With Care
Between 2012-2016, electrical distribution or lighting equipment was involved in 43% of home Christmas tree fires. Before placing lights on your tree, make sure it has been watered for at least a few days. Purchase a fresh tree with the needles intact, and water it daily to reduce the risk of a fire. Keep your tree away from heat sources, such as radiators or furnaces. Also, discard worn light strings, and only use power strips to plug in multiple strings.
2. Keep an Eye on the Oven
According to the USFA, cooking is the leading cause of house fires. They are often due to unattended food, a common issue during the holidays. Start by making sure that your oven, stove top, and burners are clean. Keep anything that can catch fire away from the stove, including oven mitts, wooden utensils, towels, and other items. A responsible adult should be present when the burners are on, and keep children away from the oven and stove.
3. Check Your Homeowners Insurance
Speak to your insurance agent to confirm that your policy provides coverage for financial losses due to fire damage; make sure it covers your personal belongings, as well as expenses for temporary housing should you need it. It’s also important to discuss how much liability coverage you have. Don’t forget that you’re not only liable for your family, but any injuries to guests within your household in the event of a fire.
Before the holidays, speak to an insurance agent to make sure you have reliable homeowners insurance coverage in place. Town and Country Insurance Agency has been providing quality coverage to Augusta County, VA, residents for over 20 years. Whether you need auto insurance, homeowners insurance, or any other type of coverage, they have you covered. They are committed to providing friendly customer service. Call them at (540) 221-2465 or visit their website for more information.