Most homeowners shop for a home insurance policy just once, after which they may rarely think about it again. If you're lucky, you may have never had to file a claim before, which means you may not have a good idea of how your insurance company performs. To help make sure your valuable investments are adequately protected, follow these tips from Lighthouse Agency, independent insurance experts serving Fairfield, OH.

• Research insurers. One common mistake is to choose a homeowner's insurance policy on price alone, but this may not get you the best policy and could actually cost you money in the long run. Companies with higher customer satisfaction ratings typically issue more satisfactory damage estimates, saving you time and money if you need to file a claim.
• Compare prices. While many people are diligent about comparison-shopping for auto insurance, they often forget about their home insurance policy. Switching insurers may save you up to $1,000 per year in premiums. For direct quotes, contact an independent insurance agent who sells policies from several companies.
• Check your coverage. More than 60% of U.S. homes don't have adequate coverage, which many homeowners discover when they try to file a claim. To make sure that your policy covers the value of your home and most valuable possessions, talk to an agent who will get you customized quotes designed to protect what you value most.

For home, auto, or life insurance quotes, visit Lighthouse Agency online, or call (513) 860-9100 to discuss your needs today.