Batavia, Ohio

4 Ways to Lower the Cost of Insuring Your Teen Driver December 12, 2018

Batavia, Clermont
4 Ways to Lower the Cost of Insuring Your Teen Driver, Batavia, Ohio

Teenage drivers are generally the most dangerous on the road, causing more than their share of auto accidents, mostly due to their inexperience behind the wheel. Because youth is so closely related to auto accidents, adding a teen driver to your auto insurance policy will usually increase your premiums by 80% or more, which can be difficult for many families. Fortunately, age isn’t the only factor insurers consider, so there are ways to lower the cost of insuring a teen driver.

4 Steps to Lower Your Teen Driver’s Auto Insurance Premiums

1. Increase Your Deductibles

The higher your deductible, the more affordable your monthly premiums will be, so increase yours to at least $1,000. However, be sure you have enough on hand to cover the deductible or pay for any fender benders your teen driver might cause.

2. Get Them Their Own Vehicle

auto insuranceIf you drive a more expensive, late-model car, it might be cheaper to buy your teenager their own vehicle instead of adding them to your existing insurance. With an older, less expensive vehicle, you might not even need comprehensive or collision coverage, further reducing your rates.

3. Consider Bundling Policies

Most insurance companies offer substantial discounts to customers who purchase multiple policies, potentially saving you hundreds of dollars per year. However, you usually have to ask, so request an auto insurance quote from the carrier who provides your homeowners coverage.

4. Use an Insurance Agent

Comparing policies from several different carriers is key to getting the coverage you need at the best possible price. An experienced agent who understands the industry can find every discount your teen driver qualifies for, get quotes from several different carriers, and help you make the best choice for your teen and wallet.


Since 1960, the independent agents at Kramer-Myers & Werring-Dickerson Insurance have helped parents throughout Batavia, OH, get the best auto insurance available for their teen drivers. With their extensive background and a broad selection of policies, you can rely on them to keep your family and your assets safe. To speak with an agent and request a free auto insurance quote, visit their website or call (513) 732-1461 today.

Other Announcements, Events and Deals from Kramer-Myers & Werring-Dickerson Insurance
Why You Should Shop Around for Auto Insurance Following an Accident, Batavia, Ohio
When was the last time you evaluated your auto insurance needs? If you’re like most consumers, it’s probably been a while. In fact, many drivers rarely think about their coverage more
The Importance of Not Leaving Your House Vacant, Batavia, Ohio
If you are considering moving out of a house you own and leaving it empty, you may want to check your home insurance policy before you go. Under some policies, leaving your more
Protect Your Small Business From These 4 Common Holiday-Related Risks, Batavia, Ohio
Just as a homeowner has home insurance to protect where they live, a small business owner should have insurance in place to protect their livelihood and all they've worked for. A more
The Top 3 Benefits of Buying Umbrella Insurance, Batavia, Ohio
Being held liable for an accident can be a financial disaster, threatening your home, your savings, and everything you’ve worked so hard to achieve. While both your auto and home more