Batavia, Ohio

4 Ways to Lower the Cost of Insuring Your Teen Driver December 12, 2018

Batavia, Clermont
4 Ways to Lower the Cost of Insuring Your Teen Driver, Batavia, Ohio

Teenage drivers are generally the most dangerous on the road, causing more than their share of auto accidents, mostly due to their inexperience behind the wheel. Because youth is so closely related to auto accidents, adding a teen driver to your auto insurance policy will usually increase your premiums by 80% or more, which can be difficult for many families. Fortunately, age isn’t the only factor insurers consider, so there are ways to lower the cost of insuring a teen driver.

4 Steps to Lower Your Teen Driver’s Auto Insurance Premiums

1. Increase Your Deductibles

The higher your deductible, the more affordable your monthly premiums will be, so increase yours to at least $1,000. However, be sure you have enough on hand to cover the deductible or pay for any fender benders your teen driver might cause.

2. Get Them Their Own Vehicle

auto insuranceIf you drive a more expensive, late-model car, it might be cheaper to buy your teenager their own vehicle instead of adding them to your existing insurance. With an older, less expensive vehicle, you might not even need comprehensive or collision coverage, further reducing your rates.

3. Consider Bundling Policies

Most insurance companies offer substantial discounts to customers who purchase multiple policies, potentially saving you hundreds of dollars per year. However, you usually have to ask, so request an auto insurance quote from the carrier who provides your homeowners coverage.

4. Use an Insurance Agent

Comparing policies from several different carriers is key to getting the coverage you need at the best possible price. An experienced agent who understands the industry can find every discount your teen driver qualifies for, get quotes from several different carriers, and help you make the best choice for your teen and wallet.


Since 1960, the independent agents at Kramer-Myers & Werring-Dickerson Insurance have helped parents throughout Batavia, OH, get the best auto insurance available for their teen drivers. With their extensive background and a broad selection of policies, you can rely on them to keep your family and your assets safe. To speak with an agent and request a free auto insurance quote, visit their website or call (513) 732-1461 today.

Other Announcements, Events and Deals from Kramer-Myers & Werring-Dickerson Insurance
4 Safety Tips for Teen Drivers, Batavia, Ohio
Getting a driver's license is often a teenage rite of passage. However, letting a teenager behind the wheel can be nervewracking for a parent. If you have a teen driver in your more
Renovations & Home Insurance Needs, Batavia, Ohio
Planning and carrying out home renovations involves dealing with a team of people and a variety of issues. As a wise planner, your team should include your insurance agent and a more
What Is the Difference Between Actual Cash Value & Replacement Cost?, Batavia, Ohio
Preparing to purchase a new house is an exciting venture. During the process, one of the factors you’ll need to consider is purchasing a home insurance policy. When you invest in more
Does Home Insurance Cover My Backyard Pool?, Batavia, Ohio
Adding an outdoor pool to your property is an investment that’s guaranteed to provide you and your family with years of summertime fun. But with it comes more
What Rideshare Drivers Need to Know About Auto Insurance, Batavia, Ohio
The popularity of the rideshare industry has sparked new full- and part-time careers for drivers of all ages. Yet, since Uber and Lyft drivers utilize their personal vehicles, it more