The holidays are almost here, and that means it’s time to start getting ready for trips, festivities, and vacations. All that activity means it’s easy to lose sight of how safe your home is. Unfortunately, the holidays are more than just a time for festivities—they’re also the time of year where homeowners file countless home insurance claims to fix damage after accidents, theft, or vandalism. While insurance may help cover the cost of the damage, it’s far better if you can prevent it in the first place. Here are a few simple tips to keep in mind this holiday season.

4 Holiday Home Safety Tips to Reduce Home Insurance Claims

1. Pay Attention to the Kitchen

When you’re busy entertaining guests and family, it’s easy to lose track of the dishes in the oven or on the stovetop. This can lead to an increased risk of kitchen fires and damage to your appliances. Reduce your risk of filing an insurance claim by checking on cooking food every few minutes. Set a timer if needed or encourage friends to gather in the kitchen while you prepare the meal—you may even get some free help out of the deal!

2. Check the Holiday Lights

Holiday lights add cheer to every home, inside and out, but when they’re several years old, the protective rubber coating over the wires can get worn. This increases the risk of electrical fires, sparks, and shorts. While hanging lights, take a moment to inspect the strands and throw away any that are damaged or look worn.

3. Lock Your Windows

If you’re like most people, you double-check the lock on the front door when you leave the house. However, that’s not always enough to keep determined thieves out of the house. It’s also important to lock your windows. Before leaving town, check each window in the house and make sure the lock is secure. If it’s not, schedule a repair appointment immediately.

4. Schedule an Insurance Review

Being underinsured can be a major hazard especially if you have to file a claim for extensive damage. Schedule a home insurance review with your agent and let them reevaluate your current insurance needs. Everything from home upgrades to a new storage shed in the backyard can change how much coverage you need to have.

Want to review your home insurance policy to make sure you’re ready for the holidays? Contact Farm Bureau Insurance in Blountstown, FL. Their experienced agents have more than 60 years of experience in helping homeowners throughout the Florida Panhandle find the best coverage for their needs. They’ll take the time to get to know you and your concerns to ensure the best insurance policy at a price you can afford. Learn more about their services online and call (850) 674-5471 for a free quote.