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Aside from obtaining auto insurance, there are other ways you can prepare yourself for the hazards of the road. Between passenger discussions, GPS, and other technologies, today’s drivers often multitask to their detriment. And, as a result, there were over 309,000 injuries from distracted driving in 2015. Given that consideration, be aware of circumstances which may cause your mind or hands to wander, many of which are listed below.

A Guide to Distracted Driving

What Are the Different Types of Distracted Driving?

Manual distractions include any situation that occupies your hands. Eating, smoking, adjusting car settings, and even fastening a seat belt while driving demand focus. Visual driving distractions divert your eyes—whether it's to check your makeup, take in a vista, or glance at the clock or GPS. Cognitive driving distractions involve your mind—paying too much attention to a conversation or podcast or being under the influence of drugs or alcohol. The most dangerous activity is texting while driving, as it falls under all three categories.

Why Avoiding These Diversions Is Important

auto insuranceThe NHTSA estimated that 3,450 lives were lost due to distracted driving in 2016 alone. It only takes a second to lose focus and be involved in a terrible accident, which could harm not only you but others on the road. Therefore, make an effort to follow best practices every time you get behind the wheel. Set up the GPS, dials, and other settings before you leave. Don’t touch your phone while driving. Only drive while sober. And if you feel drowsy, pull over to the side of the road and shut off the engine.

How Auto Insurance Can Protect You 

Aside from taking these precautions, check with an agent to make sure that you have the best auto insurance. In the event you are in an accident, you want coverage for property damage, injuries, and other liabilities. 

 

Reid Insurance Group has been providing personalized products to their Lovington, New Mexico clients for over 70 years. They specialize in working one-on-one with each customer to find the coverage that suits their lifestyle and budget. Call them today to discuss your auto insurance needs at (575) 396-3645 or visit their website for a full list of services.

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