Montgomery, Ohio
9200 Montgomery Rd, Suite 9-B
Cincinnati, OH 45242
(513) 891-3304

3 Reasons to Review Your Insurance Policies Before the New Year November 22, 2018

Montgomery, Montgomery
3 Reasons to Review Your Insurance Policies Before the New Year, Montgomery, Ohio

With the year drawing to a close, it’s time to start thinking about your upcoming goals and resolutions. One of the keys to starting the new year off right is to make sure your finances are in order. This includes making sure you have the right insurance coverage to protect yourself from significant loss in the face of a disaster. Here are a few good reasons to schedule an appointment with your insurance agent to review your current policies.  

Why You Should Perform a Year-End Review of Your Insurance Policies 

1. Increase in Asset Value

If you completed any home renovations or upgrades over the past year or purchased a new car, the value of your assets will have increased. You may also be gifted items during the holidays that are worth a substantial amount. In this case, it’s likely the coverage you have now doesn’t sufficiently account for this. You will want to consider getting higher limits to cover your more valuable property. 

2. Check for Discounts 

insurance agentA major benefit of reviewing your insurance policies is to ensure you’re receiving all the discounts you’re eligible for. There’s a chance you could now qualify for savings that were previously unavailable to you. Your insurance agent will determine if you’re missing out on a reduced premium and apply the appropriate discounts so you can keep more money in your pocket next year. 

3. Lifestyle Changes 

A lot can change in a year. If you experienced any significant life events, such as a marriage, birth of a baby, or home purchase, this warrants modifying your coverage needs. You’ll want to discuss the differences in your situation with an insurance agent to ensure your policy applies to your new circumstances.


If you have any questions regarding your existing insurance coverage, contact the professionals at Albers Insurance Agency. With nearly 70 years of industry experience, their insurance agents can easily spot any areas where you lack adequate protection. They will go over all your options with you and assist you in putting together a policy that properly addresses all your coverage needs. Call the Cincinnati, OH-based agency at (513) 891-3304 to set up a meeting before the new year arrives, or visit their website to view the wide variety of products they offer. 

Other Announcements, Events and Deals from Albers Insurance Agency
3 Benefits of Life Insurance for People Over 50, Montgomery, Ohio
Reliable life insurance should be a component of everyone’s estate plan, even those 50 or older. Although coverage is more expensive to obtain when you’re older, the more
A Guide to Motorcycle Insurance in Ohio, Montgomery, Ohio
Riding a motorcycle on the open road is exhilarating, but you must take precautions to protect yourself and your bike. Always wear a helmet and the right gear, and never risk riding more
3 Ways to Lower the Cost of Homeowners Insurance, Montgomery, Ohio
Your homeowners insurance provides a blanket of protection, shielding your most valuable asset, personal possessions, and savings from a wide range of unpredictable threats. Of more
4 Ways to Save Money on Your Teen's Auto Insurance, Montgomery, Ohio
Helping your teenager get their driver’s license is just one step in a process that will make them more independent. While your teen may be a responsible driver, their auto more
Top 4 Umbrella Insurance FAQ Answered, Montgomery, Ohio
If you have insurance in place to protect your home and vehicles, you’re already ahead of the game. Unfortunately, there may come a time when damages or a lawsuit filed by an more