Auto insurance can cost a pretty penny, especially if you drive a newer vehicle and have a rocky driving history. However, with the right information, you can often lower your rates and save a considerable amount of money. Below are some of the best ways to save money on car insurance premiums.

5 Ways to Lower the Cost of Auto Insurance

1. Bundle Coverage

Most insurers will encourage clients to purchase all of their insurance policies through them. To do this, they offer "bundle discounts" if you buy, for instance, both car and homeowners insurance through them. The greater the number of policies you purchase through the same provider, the more you can typically save.

2. Complete a Safe Driving Course

West Virginia allows eligible drivers to remove points from their license by completing a defensive driving course. This point reduction often enables you to reduce your auto insurance rates, as well.

3. Install a Security Device

By lowering your vehicle's risk of theft by installing an anti-theft system,  your insurer's risk of paying a claim also decreases. To encourage clients to do this, most providers offer a discount for installation of a security device on their vehicle.

4. Improve Your Driving Record

Most providers consider moving violations and accidents for up to three years, or longer, for alcohol-related offenses. By avoiding tickets and accidents until any prior violations leave your record, you can lower the cost of auto insurance.

5. Improve Your Credit Rating

Similarly, insurance companies consider your credit rating when determining your rates. By avoiding dings like late payments, and charge-offs, until they've left your credit report, you'll enjoy lower premiums.

To see if you can lower your auto insurance rates contact Allegheny Insurance Services in Elkins, WV. They have served businesses and individuals in and around Randolph County for more than 100 years, developing close ties to the community and exceptional industry experience. They specialize in home, life, health, auto, and business insurance. Visit their website to view location details or call (304) 636-1680 to speak with a friendly, helpful insurance agent.