Depending on the age and model of your car—as well as your driving history—you can pay a considerable amount for auto insurance. However, many insurers offer discounts to policyholders. Here are some of the best ways to get discounts on auto insurance.

How to Get a Discount on Your Auto Insurance 

1. Get a Multi-Policy Insurance Discount

Many insurance companies offer discounts if you buy more than one policy from them at the same time. In other words, if you bundle your homeowners insurance and auto insurance policies with the same provider, they’ll offer you a significant discount. Additionally, this will make paying your insurance bills easier.

2. Use an Anti-Theft Device

If you use an approved anti-theft device to protect your vehicle, you lower the risk of it being stolen, and your auto insurance company will have less of a risk of having to pay a stolen car claim. As a result, they'll lower your premium rates considerably.

3. Complete a Driving Class

Most states offer safety driving classes that motorists can complete to remove points from their license. For instance, in New York State, completion of an approved course will let you remove four points from your record, saving you money on your car insurance.

4. Drive a Car with Safety Features

Modern vehicle safety features can save you money on your car insurance. Motorists that have cars with features like front and side airbags, anti-lock brake systems, and accident avoidance systems, can reduce their premiums. 

Do you want to reduce your auto insurance bills or improve your coverage at no additional charge? Contact Chanler Agency Inc., an independent insurance agency with locations in Geneseo and Livonia, NY. They are family-owned and have been serving Livingston County residents since 1973. They specialize in auto, motorcycle, and homeowners insurance. Visit their website to learn more about the plans they offer, or call (585) 243-5520 to request a quote.