While an insurance company can cover some of your losses, there are only a few things more devastating than seeing your home and entire life’s possessions set ablaze by a fire that could have been prevented. However, with modern equipment and better knowledge, more people are detecting fires earlier and surviving them unscathed. Here are some tips to help you and your family also stay safe should the unfortunate occur.
Ways to Protect Yourself From Fire
1. Install Fire Safety Equipment
Every homeowner should invest in fire safety equipment. Smoke alarms that can detect small amounts of polluted air should be installed on each floor and in every bedroom of your home. The batteries in these smoke alarms should be tested once a month and replaced every year to make sure they’re working. Escape ladders should be installed in multi-floored homes. Keep a fire extinguisher in the kitchen. Just as important as having the tool is training yourself and your loved ones how to use it.
2. Identify Common Fire Hazards
Keep an eye out for obvious and non-obvious fire hazards whenever possible. Cooking with an open flame is a common household activity but also the most common starter of fires in the home. Other hazards include placing flammable materials near heating appliances, not fully extinguishing cigarettes, forgetting to blow out candles, and overloading electrical outlets.
3. Prepare an Escape Plan
Draw a map of your house marking escape routes so that you can help usher your family to safety faster and more efficiently. Learn the different causes of blazes. For example, water poured onto an electric fire will only make the situation more dangerous. Insist on practicing the execution of the escape plan as much as necessary until everyone has memorized it.
Additionally, keep a copy of important documents, such as your insurance company's contact information, in a safe, separate location so that you can begin your claims process and, thus, your rebuild, as soon as possible.
If you’re searching for a reliable insurance company, look no further than locally-owned and -operated Texas Brand Insurance in Hubbard. Their experienced agents will customize plans to fit your needs, whether that includes home, car, business, or life insurance. Call them today at (254) 576-1180 to book a free consultation or visit the insurance company online for more information.