If you get into a car accident, one of the first things you’ll need to do is file an insurance claim. Depending on your policy, you may receive financial help with auto repairs and medical expenses in the aftermath of a wreck. Here’s a quick guide to filing a claim after an accident. 

Your Guide to Insurance Claims for Car Accidents

1. File an Accident Report

Immediately following your car accident, call the police, and file an accident report with an officer. Include as many details as possible in your description of the wreck. Ask when the report will be available, and make sure you send a copy of it to your insurance company.

2. Document the Scene & Get Info

If you aren’t injured and you’re at the scene of the car accident, take as many photos as possible. Get the other driver’s insurance company and contact information. Make a note of their vehicle’s make, model, year, and license plate number. 

3. Call Your Insurance Company 

After you file an accident report, get in touch with your insurance company. They’ll start working on your claim right away, and they’ll help you get towing and rental services. They’ll assign a claims specialist who will act as a liaison between you, the auto repair shop, and the other driver’s insurance company. 

4. Find Out What’s Covered 

Your claims specialist will determine whether your car is repairable or not. You’ll receive a check for the appraisal amount of your vehicle, or your insurance company will pay a percentage of the auto repair fees. Ask for a detailed estimate, and find out whether or not you’ve met your deductible. 

The next time you’re in a car accident, entrust your repair needs to Daves Auto. They provide the Cheney, WA area with dependable auto repair, oil change, tuneup, and towing services. Call them at (509) 235-6123 today to make an appointment for auto repairs, and visit them online to view a gallery of their work.