For those eligible to sign up for Medicare, open enrollment ends December 7. That is the last day you have to register, drop, or change a plan for 2019. If you’re already covered and happy with your current policy, you aren’t required to take part. However, it can still be in your best interest to reevaluate your coverage and see what else is available. Below are a few ways you might benefit from updating your insurance while you have the opportunity. 

Why You May Consider Switching Your Medicare Plan 

1. You Are Dissatisfied With Your Current Coverage 

If your current coverage does not match your medical needs, this offers you a chance to substitute it for a more suitable policy. For example, those with Original Medicare might want to look into a Medicare Advantage plan, which often includes dental, vision, and hearing care. 

2. Your Prescription Drug Plan Has Changed 

Every drug plan has a specific list of medications that are included in its coverage. If you are taking certain prescriptions that are no longer covered, changing your policy will prevent you from paying these costs out of pocket. 

3. Your Premium Has Increased 

If you have started paying more for coverage over the past year or received notice that your premium will be rising in 2019, consider looking for a new insurance plan that will save you money. While it might seem overwhelming to review all of the available policies, an experienced insurance agent can guide you through the process of narrowing down your choices.

If any of these situations apply to you, now is the time to start comparing Medicare insurance plans with an experienced agent. Having served in the industry for more than 25 years, Brent Layton – Farmers Insurance Group possesses the knowledge and skill to help you find the right medical coverage to suit your needs and budget. As a representative of one of the nation’s most reputable carriers, he has been entrusted to provide numerous Tremonton, UT, residents with high-quality insurance. Call (435) 257-3829 or email bclayton@citilink.net with any questions you may have about open enrollment. You can also visit him online to request a quote.