Whether you are looking for an auto policy for a new car or homeowners insurance after a move, shopping for coverage can be complicated. There are dozens of local companies to choose from and even more operating online. Here are a few qualities to look for when searching for a reliable agent.

What to Look for When Choosing an Insurance Agency

1. Personal Referrals

If an unfortunate circumstance prompts you to file a claim, you don't want to have to fight to get the money you are owed. Ask people you trust like family, friends, and neighbors about their insurance companies. Find out about their proficiency, timeliness, and whether they pay out. You are likely to have similar experiences as other clients.

2. Cost of Coverage

Of course, the best insurance policy is one that you can afford. However, opting for the cheapest coverage may still leave you underinsured. Instead of looking solely at the monthly premium costs, look at the quality of coverage you’ll receive for the price. Also, investigate the discounts available through each provider.

3. Quality Customer Service

Though it’s tempting to base your decision solely on the price of coverage, doing so can end up being a costly mistake. Instead, make your choice, at least partly, on the quality of customer service you receive when asking for a quote. If the agent shows interest in your unique insurance needs and gets to know your concerns, you can expect to see the same care and attention when you need to file a claim. 

Finding quality insurance coverage shouldn’t be a challenge. Let the team at Robert Rung Insurance in Lincoln, NE, help. As an experienced independent insurance agency, they pride themselves on helping residents get the protection they need at an affordable price. Like them on Facebook for the latest news or call (402) 483-2279 for a free quote today.