Auto insurance is required by law in order for drivers to register their vehicles with the state. While some individuals choose to go above and beyond the amount of protection needed, others want to get what is mandatory and nothing more. Before you start shopping for car insurance quotes, here's a closer look at the minimum policy requirements for Nebraska.

Nebraska Minimum Coverage Requirements

Every policy should account for at least $25,000 worth of individual bodily injury coverage and $50,000 total. This protects you from liability suits should the other driver or a third party be injured in an accident for which you are responsible. Furthermore, your policy must also include up to $25,000 worth of property damage to pay for the repairs to the other person’s vehicle or property. When looking at car insurance quotes, always check that the option you are considering is sufficient.

Add-Ons May Still be Beneficial

The state’s minimum requirements only protect you from liability. It won’t cover the cost of repairs to your own vehicle or the expenses associated with your medical treatment. To ensure comprehensive protection, find a car insurance quote that includes collision and comprehensive coverage in addition to the basics. You may also want to purchase medical payments insurance as well as uninsured motorist coverage to help cover the cost of damages if you’re hit by a driver without a valid policy in place.

If you are looking for affordable car insurance, contact Accredited Insurance Group in Omaha, NE. Their experienced agents will help you protect your car and your savings. Whether you’re looking to satisfy just the state’s minimum requirements for registration or want full comprehensive coverage to protect the car from vandalism and theft, they’re ready to help. Learn more about their full-service insurance agency online or call (402) 334-1780 for a no-obligation car insurance quote today.