For those who are unable to earn a living wage, Social Security disability (SSD) benefits can be a godsend. However, just because you appear to meet all the eligibility requirements does not mean the application will be accepted. Fortunately, if your SSD claim is denied, a Social Security disability lawyer can help determine why and file an appeal if one is warranted. Here are just a few reasons why applicants are denied benefits, so you know what kinds of missteps to avoid in the meantime.
3 Common Reasons Why Disability Claims Are Denied
1. Lack of Medical Evidence
Demonstrating you have a qualifying disability is only half the challenge when applying for benefits. You must also provide proof that you are making an active effort to treat the condition or at least manage the worst of its symptoms. If you do not include records of doctor’s visits, prescription refills, physical therapy appointments, and other kinds of medical evidence, the claim will not be approved.
2. Too Much Income
Social Security disability benefits aim to help those who cannot earn enough to survive without them. To qualify for benefits in 2018, you must not earn more than $1,180 per month (or $1,970 if you are blind). This figure is known as the substantial gainful activity (SGA) limit, and if your income exceeds it, you will not qualify for benefits.
3. Incomplete Application
If your application is missing forms or contains incomplete documents, the Social Security Administration will not reach out and ask for verification. Since they must process so many claims, they will simply deny yours and move on to the next one. To avoid additional hurdles because of incomplete forms, consider hiring a Social Security disability lawyer from day one.
If you want to apply for benefits—or file an appeal after receiving a denial—turn to the Social Security disability lawyers at Spencer Law Group. For more than two decades, their compassionate attorneys have been providing comprehensive legal counsel to injured, ill, and disabled clients. Based in Lexington, they represent individuals and their families throughout central Kentucky. To reach out and discuss the challenges you are facing with a Social Security disability lawyer, fill out the form on their website or call (859) 252-4357.