If you own both a home and an automobile, it may be tempting to look for the cheapest price on individual home and auto insurance policies. However, you might be better served by "bundling" these coverages with the same insurer. Below are some valuable reasons to consider buying home and auto insurance from the same company.
Why Should You Bundle Insurance Policies with One Insurer?
Many insurers offer a bundle discount if you purchase more than one policy from them. This could result in you paying less for the two policies than if you bought them separately from individual insurers. However, be sure to request quotes from multiple providers to make sure you choose the right company.
Bundling policies means you only get a single bill each month from only a single insurer. You have only one renewal date to remember. If you use their online portal, you have to remember only one username and password.
3. Relationship With Your Insurer
Finally, by bundling coverage, you build a closer relationship with a single insurance provider. This can benefit you in a number of ways. For instance, if they have all your insurance information, they may be able to suggest ways to improve your coverage. Moreover, if you maintain multiple policies with them, your insurer is less likely to drop you if you—for example—file an expensive claim or suddenly prove more risky to insure.
Bundling your home and auto insurance policies saves you money, simplifies your life, and helps you build a closer relationship with your insurer. To discuss your coverage options, contact Goggans Insurance in Scottsboro, AL. They've been serving customers throughout Jackson County for more than 30 years and have the experience and expertise to offer invaluable guidance. In addition to auto and home insurance, they also specialize in boat, RV, farm, and business insurance. To request a quote, visit their website or call (256) 574-3440.