When you’re involved in a car accident, clear thinking is hard to maintain. However, knowing what steps to take can help ensure the safety of yourself and your family, as well as simplify the process of making a car insurance claim. The following guide lays out the most crucial points.  

Check For Injuries

If you or your passengers are hurt, call for help immediately. If you’re able, check on the status of any other drivers involved in the crash. If there are no injuries, try to safely get your vehicle off the road and out of the way of traffic. Be sure to put your hazard lights on to alert those coming down the road.

Contact Law Enforcement

The police will want to direct traffic around the incident and make an official report. When they are questioning you for details, make sure to ask for a copy of the information for your own purposes.

Exchange Information

You should also exchange contact and car insurance information with the other participants in the accident. If there are witnesses present, it also helps to get their numbers in case you need to call on their unbiased testimony of what happened.

File a Car Insurance Claim

File a car insurance claim as soon as possible after the accident. You’ll need to provide information to establish fault, and this information is best provided while the memory is fresh in your mind. Taking pictures at the scene of an accident can also be helpful, as can jotting down the location where the collision took place.

In Spearman, TX, Kirk Insurance Agency knows that being involved in an accident can be stressful. That’s why they go above and beyond when assisting their clients through the claims process. In addition to their comprehensive and affordable car insurance, they also offer business policies, liability coverage, and farmers insurance. Speak to an agent today by calling (806) 659-2794. You can also visit them online to see their full list of services.