If you’re a young person entering the workforce after high school or college, you’ll quickly learn the importance of a credit score. From renting your own apartment to qualifying for a loan, many of life’s major milestones require a good credit score. Unfortunately, if you haven’t been actively using a credit card, you may not have built up a good reputation in the eyes of financial institutions. Here’s how car sales can help you change that.

What Does It Mean to Have Good Credit?

Some people assume that their credit score, much like an academic grade, starts at the top of the spectrum, and is lowered by mistakes or bad choices. However, credit doesn’t just operate on a system of negative reinforcement. It starts somewhere in the middle, and you can either make the numbers climb or sink.

Unfortunately, credit is about trust, so it takes time to make a change. By actively using and paying off credit cards and other debts, you can build a positive reputation for yourself as a punctual, responsible member of society.

Can Car Sales Help Raise My Credit?

In addition to using credit cards, you can also raise your credit by buying a car. While you could work out a financing deal with the dealership, you could also get a car loan through a lender, which you would commit to paying off over time.

At first, you may see your credit score lower slightly, as the lender will be skeptical as to your ability to submit payments on time. However, as you pay off the debt consistently, you can watch your credit score steadily rise.

If you’re interested in how car sales to build your credit, turn to Express Motors of Dayton, OH. They offer a broad selection of used cars and pre-owned vehicles, so you don’t have to take out an outrageous loan but can still raise your score. To speak with a dealer about your options, call (937) 223-2277, and visit the website to learn more about the inventory.