During the fall, deer and other animals wander across roads and highways looking for food, water, and mates. Unfortunately, this inevitably leads to collisions, usually resulting in fatal injuries to the animal and thousands of dollars of damage to your vehicle. While your car insurance policy might pay to have your vehicle repaired, many of these accidents can be avoided with some additional care during this time of the year.

Give Wildlife a Brake! Week

To prevent accidents and raise awareness of the risks, the week of October 28th to November 3rd has been declared Give Wildlife a Brake! This week is the perfect time to check your car insurance to ensure you’re protected against the risk of animal accidents, and be conscious of your driving habits, especially on rural roads.

The Importance of Comprehensive Coverage

Fortunately, comprehensive coverage will pay for any damage if you hit a deer or any other animal. If you have an auto loan, your lender will probably require you to carry comprehensive car insurance, but it’s a good idea to have it even if you own your car outright. Otherwise, you could be left paying for repairs out of your own pocket, which could easily cost thousands of dollars.

Avoiding Animal Accidents

Animals can seem to come out of nowhere, especially on unlit rural roads, so take extra care when driving through these areas. Slow down if you see “Animal Crossing” signs and watch the road ahead of you. If an animal does appear, try not to panic and avoid swerving, which can send you off the road and cause even more damage.

For more than a century, Ashland, KY drivers have relied on Charles Adams Insurance Agency to ensure they’re protected from anything the road throws their way. Their agents pride themselves on providing personal service to every client and will take the time to review your situation before recommending a policy tailored to your needs. Visit their website to learn more about their car insurance services, or just call (606) 325-9709 to request a quote.