The holidays can be a wonderful time, but also a hazardous one since cold weather often brings with it an increase in the number and intensity of house fires. While you should protect your home with a reliable homeowners insurance policy, there are other steps you can take to prevent emergency situations from occurring. Here is a guide to keeping your family happy and safe this fall and winter.
4 Ways to Protect Your Home This Holiday Season
1. Take Care of Your Roof
Snow and ice on your roof can cause water damage as well as structural issues, perhaps even a collapse. With this in mind, take preventive measures to clear away accumulation. Remember, many homeowners insurance policies don’t cover damage caused by lack of maintenance.
2. Don’t Leave Stoves Unattended
Cooking accidents are common during the holidays. Never leave your range unattended and keep kids and pets away from the kitchen during meal prep. Also, train yourself and your family on how to use fire extinguishers, one of which should be accessible from the kitchen in the event a fire does break out.
3. Keep Other Fire Safety Concerns in Mind
Many holiday memories are made in the soft glow of candles, watching the twinkle of Christmas lights, or sitting beside a roaring fire—all of which can become fire hazards. If your family prefers a live tree, look for one that’s fresh since older, dry timber is more flammable. When opting for an artificial tree, look for one labeled as fire resistant. If you’re stringing lights, follow instructions and refrain from using ones that are obviously damaged.
Make sure you have smoke detectors installed in your home and that they are checked regularly to ensure they are functional. Furthermore, keep kids and pets away from open flames and confirm that they are all extinguished before bed.
4. Be Wary of Burglars
When throwing out boxes for electronics or other items, conceal the brand information to avoid inadvertently enticing burglars to your home. Exterior lighting can deter crime, so make sure the outside of your house is well-lit. If you’re the victim of theft, contact the company that issues your homeowners insurance policy immediately.
Allstar Insurance wants its clients in Lincoln, NE, to have peace of mind this holiday season. That’s why they offer affordable homeowners insurance to protect your property and belongings, as well as providing auto coverage, renters’ insurance, and policies geared towards mobile and motorhomes. Take advantage of their more than 23 years of industry experience by calling (402) 477-0900 today or visiting their website.